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Fast, Flexible and Transparent Business Lending
We make financing simple, fast, and stress-free—so you can focus on growing your business.
Quick Funding
Get approved and funded in
as fast as 3-5 business days.†
Transparent Fixed Rates
No surprises, just predictable
payments
Renewal Opportunities
Earn higher limits based on performance ††
Credit-Friendly
Soft credit checks won’t impact your score. †††
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Find the Right Financing for Your Business
Compare our lending solutions and choose the best fit for your growth strategy.
Best For
Amount Range
Terms
Payment Schedule
Starting Rates
$10,000 - $500,000
12 - 60 months
Fixed semi-monthly payments
No prepayment penalties allow for flexibility in managing debt and reducing interest costs over time.
From 14.99% (17.63% APR)*
Starting Rates
Payment Schedule
Terms
Suitable for larger projects that require significant upfront capital
Amount Range
Best For
Business Term Loan
Drawing funds up to your limit and only paying for what you use ††††
$10,000 - $150,000
12-24 months revolving
Reamortized after each draw 12 to 24 months
From 19.98% (20.21% APR)* Adjustable amortization after each draw.
Cash Flow Management: Ideal for smoothing out seasonal cash flow fluctuations.
Business Line of Credit
Drawing funds up to your limit and only paying for what you use
$10,000 - $150,000
12-24 months revolving
Reamortized after each draw 12 to 24 months
From 19.98% (20.21% APR)* Adjustable amortization after each draw.
Cash Flow Management: Ideal for smoothing out seasonal cash flow fluctuations.
Best For
Amount Range
Terms
Payment Schedule
Starting Rates
How to Apply for Our Business Funding
We've designed a straightforward process to quickly get you
from application to funding
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Fast & Simple Application Process
Fill out a quick online form with your business and financial details.
Receive a loan qualification notice within within 72 hours.
Apply Online
Get a Decision Fast
Accept & Access Funds
Review your personalized offer, accept, and get funded—so you can focus on growth.
Fast & Simple Application Steps
Qualification Requirements
12+ months in business operation
$50,000+ in annual revenue
Operating within approved industries and states
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Smart Ways to Invest Your Funds
Inventory & Supply Chain
Stock up on inventory, manage supply chains efficiently, and maintain optimal stock levels for steady cash flow and satisfied customers.
Equipment & Technology
Upgrade your tools, software, and equipment to boost efficiency, streamline operations, and stay competitive.
Marketing & Growth
Drive business expansion with high-impact campaigns, digital marketing, and customer acquisition strategies that deliver measurable results.
Team Development
Strengthen your workforce with strategic hiring and professional training—because your team is your greatest asset.
Business Expansion
Scale confidently—open new locations, enter new markets, or launch innovative products to drive long-term success.
Working Capital
Maintain healthy cash flow during seasonal shifts or unexpected opportunities, so you’re always financially prepared.
*Rates disclosed are only available to the highest quality credit applicants. The average rate offered to term loan applicants is 14.99% - 35.99% APR and 19.99% - 35.99% APR for line of credit applicants, based on applications in the six month period ending October 18, 2024.
† Quick Funding – Approval and funding time may vary based on application completeness, business qualifications, and underwriting review. Submitting an application does not guarantee approval or funding.
†† Renewal Opportunities – Renewal eligibility is based on repayment history, business performance, and underwriting criteria. Not all customers will qualify for a renewal or a higher credit limit.
††† Credit-Friendly – Initial credit inquiries are soft pulls and will not impact your credit score. However, additional credit reviews or funding decisions may require a hard inquiry, which could affect your score.
†††† here and the corresponding footnote should read: "Subject to applicable servicing and unused credit fees.