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CLIENT LOGIN

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Company name - Quantum
Company name - Quantum
Company name - Quantum
Company name - Quantum
Company name - Quantum
Company name - Quantum
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Every Business Has A Story
Let’s Finance Yours

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Origination fee 

5%

Interest Rate

Every Business Has A Story
Let’s Finance Yours

Two men discussing something on a tablet in a kitchen setting; one wearing a striped shirt, the other in an apron.
Two men discussing something on a tablet in a kitchen setting; one wearing a striped shirt, the other in an apron.

We are committed to supporting small businesses and sole proprietors by providing products that cover a range of needs, from short-term cash flow management to long-term investment.

A+ Rating

Quick

$7

Secure & Simple

Dispersed across 16k
Small Businesses

With The Better
Business Bureau

Pre-Qualification

Online Process

Serving America’s Small Businesses with Term Loans & Lines of Credit.

billion

Serving America’s Small Businesses with Term Loans & Lines of Credit.

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faces of satisfied customers
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Recognized for

Outstanding Short-Term Loan Services by Industry Leaders

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Lower rates, bigger loans and longer terms

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Here’s What You Need to Know

Together

No prepayment penalties allow for flexibility in managing debt and reducing interest costs over time.

Cost-Effective

Suitable for larger projects that require significant upfront capital.

Long-term Investment

Fixed interest rates offer predictable monthly payments, aiding in financial planning.

Stability

Pre-pay at any time without additional fees.

Business Term Loan

Learn more about

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Ideal for smoothing out seasonal cash flow fluctuations.

Cash Flow Management

Provides a buffer for growth-related expenses or unexpected opportunities.

Growth Support

Draw funds up to your limit and only pay for what you use, adapting to your business's needs.†

Flexibility

Business Line of Credit

Revolving line that replenishes as your repay  

Learn more about

  • Businesses in operation for a minimum of 12 months.

  • Minimum annual sales of $150,000.

  • Minimum FICO 680.

  • Personal guarantee required. †††

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Let’s Work

Here you go

Let’s Work Together Here’s What You Need to Know.

Minimum Requirements To Qualify

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Smiling man in a dark blue shirt promoting a fee-based business line of credit ranging from $10,000 to $150,000, with a “View Details” button displayed below.
Smiling man in a dark blue shirt promoting a fee-based business line of credit ranging from $10,000 to $150,000, with a “View Details” button displayed below.
Confident woman in a mustard yellow blazer promoting a business term loan with funding options from $10,000 to $500,000, featuring a “View Details” button at the bottom.
Confident woman in a mustard yellow blazer promoting a business term loan with funding options from $10,000 to $500,000, featuring a “View Details” button at the bottom.

Elevate Your Business With Tailored Financing

Secure your business's future with a variety of Business Loans tailored to your needs.

Discover how our commercial loans can fit your business and help pave the way for growth and success.

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Business Lines of Credit

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Credit limit from

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12 to 24-month adjustable amortization after each draw

Fees based on monthly usage, promoting flexibility.

Rates as low as: 19.98% interest rate & 20.21% APR**  

Unlock your business's potential with flexible capital.

Apply for a

Our business line of credit offers funding with adjustable terms, designed to grow as you do.

Access to ongoing revolving capital that is available when you need it.

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Loan amounts ranging

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12-48 month fixed repayment term  

Rates as low as: 14.99% interest rate & 17.63% APR**

Payment frequency: Semi-monthly

No prepayment penalties offering cost-saving opportunities for businesses that can repay early.

For businesses looking to invest in their future.

Our term loan provides a solid foundation of capital with fixed rates and flexible terms, making it easier to plan and prosper.

For businesses looking to invest in their future.

Two women small business owners in aprons sitting at a table, discussing paperwork and using a tablet inside a cozy, well-stocked shop.

Business Term Loan

One lump-sum business loan with semi-monthly payments

Business Term Loan

Apply for a

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Real customers. Real impact.

Built on the Confidence of Business Leaders Like You

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*Loan product comparison based on peer finance company product offerings.

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**Rates disclosed are only available to the highest quality credit applicants. The average rate offered to term loan applicants is 14.99% - 35.99% APR and 19.99% - 35.99% APR for line of credit applicants, based on applications in the six month period ending October 18, 2024.

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†Subject to applicable servicing and unused credit fees.

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†††Guarantee: UCC-1 Lien

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