Origination
& intake
Decisioning
& offers
Servicing &
support
Funding &
disbursement
Monitoring,
reporting,
& visibility
A single platform for
the full lending lifecycle
Because your customers need capital, not complexity
Built for banks and platforms that want to launch and scale small business credit while maintaining customer ownership, minimizing risk, and avoiding full-stack rebuilds.
+250
Active Partners
+250,000
Applications processed
$7 Billion
Funded volume
Business lending programs
delivered your way
Integrated, Modular or Fully Managed
Quantum Lending Solutions helps banks, fintechs, marketplaces, and aggregators launch and operate lending programs through APIs and web-hooks, selectable components, or a turnkey program operated by Quantum.
Quantum
Plug and play
Ignite is a fully managed turnkey program operated by Quantum, with co branded or white labeled experience options.
Best for
Fast launch with low operational lift.
Flex
Quantum
Modular components
Flex lets partners select individual components, from decisioning to servicing support, to complement existing workflows.
Best for
Targeted adoption, phased expansion.
Quantum
Core
Integrated lending experience
Distinct integration models that match your operating preference and integration appetite.
Supports
Handoff journeys and embedded journeys.
Built to match how you want to operate
Whether you require deep integration, modular adoption, or a fully managed launch, each model is designed to align with your operating constraints, integration requirements, and desired level of ownership across the lending lifecycle.
Intake
Partner collected flows or Quantum managed intake modules.
Decisioning
Integrated experience or selected modules.
Servicing
Choose from end-to-end servicing, or selected modular servicing capabilities.
Integration surfaces designed for real workflow
Quantum supports multiple integration patterns, depending on the package you choose.
ISO and aggregator channels
Delivered as Quantum Ignite for a hosted co-branded or white labeled experience, or as Quantum Core when partners provide intake data and route into Quantum.
Marketplace and referral partnerships
Often fits Quantum Flex for selective components and operational support. Quantum Core supports deeper system integration where needed. Quantum Ignite can be used when a fully managed model is required.
Embedded credit via API
Delivered through Quantum Core using secure APIs and webhooks so the borrower stays in the partner experience. Quantum Flex can be used for selective add ons.
Bank second look programs
Delivered as Quantum Core when the bank collects application data and hands off to Quantum, or Quantum Ignite when Quantum runs the full end to end experience. Quantum Flex can support selective needs like decisioning, credit model, portfolio management, or BPO services.
One platform, four partnership models
Quantum supports multiple partnership models with consistent platform foundations and flexible packaging.
Enablement and support
Environments
Sandbox, Staging and Production
Developer documentation
Embedded Credit via API Technical Evaluation Pack
Technical
workshops
A practical path from evaluation to launch
Quantum is designed to match your strategy and operating model without forcing a single path.
Your reporting view spans
Faster time to launch
versus building internal systems, especially through Ignite.
Start narrow and expand
based on demand through Flex.
01
Discovery & solution fit
03
Pilot or
phased rollout
05
Full program launch and optimization
02
Risk and compliance review
04
Technical and data integration
Full visibility into your lending program
Maintain clear, real-time insight across applications, portfolio performance, and operational execution so you can manage risk, performance, and partner accountability with confidence.
Application and approval visibility
Portfolio performance insights
Servicing & collections oversight
Operational and SLA accountability
Flexible delivery:
integrated (Core), modular (Flex), or turnkey (Ignite).
Reduced integration burden
where Core is used through APIs, web-hooks, and developer tools.
*Quantum Lending Solutions provides a platform and program delivery options that may vary by partner, product configuration, and operating model. Nothing on this page is a commitment to provide any specific credit outcome, approval, pricing, timeline, or performance result. Any metrics, examples, or ranges are illustrative only when explicitly approved for external use.
Select the best path to evaluate Quantum
Align on a partnership model, select Core, Flex, or Ignite, and route each stakeholder group to the right evaluation materials.
Evaluation materials
Embedded Credit via API Technical Evaluation Pack
Risk, Compliance, and Governance Overview Pack
Platform Overview Deck
Commercial and pricing framework
