Business Line of Credit
Flexible Funding Whenever You Need It
Access up to $150,000 in revolving credit for your business. Draw funds as needed and only pay what you use.
Credit Limits:
$10,000 to $150,000
Credit Line
Replenishes
as You Repay
As little as
1 Business Day**
For Draw Requests
APR* from
20.21%
Interest Calculated
Based on the Monthly Draw Amount
Interest rates
Starting at 19.98%*
Terms
12 to 24
months, re-amortized after each draw
Managing your Business Line of Credit
Auto-Payment
Monthly loan payments are deducted automatically from your business bank account on the date that appears on your loan agreement
Revolving Credit
Your Business Line of Credit will replenish as you make repayments to your principal balance
Availability
Funds become available in 1 business day after each request
Minimum draw
Minimum draw amount: $1,000†
Requests
Request funds through our online Quantum Customer Center
Personal Guarantee
Required ††
680+
FICO Score
$50k+
In annual revenue
12+ months
In business
Minimum Requirements To Qualify
Our simple Application Process
Get a Decision Fast
Apply Online
Get Funded
Complete our online application form in just a few minutes.
Receive a prequalification decision within 72 hours
If your business is approved, you may review and accept your loan offer
* Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Quantum Lending Solutions or its subsidiaries.
**Customers usually receive funding on the business day after their request as long as they initiated the draw before 3pm EST.
† Customers not enrolled in ACH (Automated Clearing House) may be subject to different minimum draw amount requirements.
†† Guarantee: UCC-1 Lien.
Why Choose Quantum
Lending Solutions
Our line of credit gives you the freedom and flexibility to use the funds as needed, so you can seize opportunities and manage your cash flow with confidence.
Access Capital with Ease
-
Apply in minutes, and get a pre qualification decision in 24 to 72 hours.
-
Tailored financing that fits your cash flow.
Control Your Costs
-
Only pay interest on what you use
-
Clear monthly payment structure
-
Automated payments for your convenience
Access Funds Easily
-
Draw from your credit line through our online Customer Access Portal.
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Access your funds with a few clicks directly from your smartphone or PC.
-
All draws are disbursed to your account in 1 to 3 business days.