Brand Without
Infrastructure
You may have the customers
and the brand, but not the
lending infrastructure required
to operate a profitable SMB
program.
In-House Build Is a
Major Operating Lift
Launching internally requires
decisioning, technology,
servicing, compliance, and
capital that most teams are not
built to stand up quickly.
Borrower Demand
Never Becomes a Live
Program
Without a complete operating
model, SMB lending remains an opportunity you cannot
efficiently bring to market.
Connect via REST API and web-hooks with your UX, your brand, Quantum's credit engine, compliance, and servicing running behind it.
From sandbox access to first funded loan in as few as 60 days — with QLS developer support throughout the integration.
Quantum Ignite runs on the same operational foundation behind a scaled,
long-standing SMB lending platform.
Deep experience across origination, partner programs and credit operations.
Proven infrastructure behind
every Ignite program.
Quantum Ignite Solution Overview
A fully managed lending program, launched and operated by Quantum.
Your brand
Quantum
infrastructure
$
Live lending
program
Quantum Ignite enables banks, ISOs, and marketplaces to launch a fully managed SMB lending program under their own brand, with Quantum operating the decisioning, origination, servicing, and compliance infrastructure required to bring the program to market without building it internally.
Ignite Architecture Overview
The fully managed components behind every Quantum Ignite program.
White-label or
co-brand execution
Launch under your brand
through two
configurations:
White-label, where Quantum is invisible to borrowers, or co-brand, where partner and Quantum branding appear together for approved co-marketing use.
$
Quantum-
managed credit
strategy
Every Ignite program
runs on Quantum’s Gen 5
Credit Model.
With partner-defined product parameters configured within an approved framework and
managed by Quantum’s underwriting team.
End-to-end
loan origination
infrastructure
Quantum manages the
full origination workflow
Including application intake, underwriting, approvals, document execution, and funding through Quantum’s licensed lending infrastructure and balance sheet.
Post-origination
operations handled
by Quantum
Quantum manages
payment processing,
statements, delinquency
management,
collections, and payoff.
While partners receive reporting visibility without having to operate servicing teams internally.
Licensing
and compliance
built in
Quantum holds the
required lending licenses
and manages federal and
state compliance.
Including regulatory updates, product adjustments, and jurisdiction-specific operating requirements.
Portfolio
visibility and
program reporting
Track origination volume,
payment performance,
and revenue reporting
through the Partner
Portal.
With exportable reports and
recurring business reviews
led by a dedicated Program
Manager.
How Deployment Works
Define program
parameters
Quantum builds
and configures
Soft launch
and QA
Live, ongoing program
management
Typical launch: 60–90 days from signed agreement.
"Quantum Ignite is the fastest path from 'we want to offer SMB lending' to 'we are live' a fully managed, co-branded or white-labeled platform that Quantum runs end-to-end so partners capture revenue and deepen customer relationships without hiring a single underwriter or writing a single line of code."
Built for Speed, Control, and Growth
The strategic and operational advantages of launching on Quantum Ignite.
Faster Path to
Market
Go live in as few as 14
to 60 days depending on the partnership model, without building
lending infrastructure
internally.
No Internal
Operating Lift
Quantum runs the decisioning, origination, servicing, and compliance operations, liminating the need to stand up internal lending teams or systems.
Brand-Led
Execution
Launch through co-branded or white-label configurations that keep your brand present throughout the
borrower experience.
$
Revenue from
Existing Relationships
Create incremental
revenue from declined
applicants, merchants, or existing customer
audiences without adding new acquisition spend.
Compliance
Built In
Quantum manages the lending licenses, disclosures, regulatory controls, and operational
compliance required to run the program responsibly.
Evaluation Path
Demo
Program
Design Call
Co-Brand vs.
White-Label
Decision
Program
Parameters
Configuration
Compliance
Review
Staff Training
Branding Review
Go-Live
Use cases
Banks &
Credit Unions
For banks and credit unions
that want to launch a turnkey second-look program without building internal lending infrastructure or taking on
additional balance sheet risk.
SaaS Platforms &
Fintechs
For SaaS platforms and fintechs that want to offer SMB lending as a branded product line without investing in building decisioning, origination, servicing, compliance, or capital infrastructure internally.
B2B Marketplaces &
Referral Nets
For B2B marketplaces and referral networks that want to monetize existing SMB audience demand through a co-branded lending program without becoming a lender or building the operating stack themselves.
ISO Brokers &
Aggregators
For ISO brokers and aggregators that want a branded SMB lending offer to meet merchant financing demand, differentiate from competitors, and deepen relationships beyond transactional referral activity.
You may have the customers and the brand, but not the lending infrastructure required to operate a profitable SMB program.
Brand Without
Infrastructure
Launching internally requires decisioning, technology, servicing, compliance, and capital that most teams are not built to stand up quickly.
In-House Build Is a
Major Operating Lift
Without a complete operating model, SMB lending remains an opportunity you cannot efficiently bring to market.
Borrower Demand
Never Becomes a Live
Program
Quantum Ignite enables banks,
ISOs, and marketplaces to
launch a fully managed SMB
lending program under their
own brand, with Quantum
operating the decisioning,
origination, servicing, and
compliance infrastructure
required to bring the program
to market without building it
internally.
Quantum Ignite runs on the
same operational foundation
behind a scaled, long-standing
SMB lending platform.
Deep experience across
origination, partner
programs,and credit operations.
Proven
infrastructure
behind every
Ignite program.
Quantum Ignite
solution overview
Your brand
Quantum
infrastructure
Live lending
program
$
A fully managed lending
program, launched and
operated by Quantum.
The fully managed
components behind
every Quantum
Ignite program.
Ignite Architecture
Overview
How Deployment
Works
Define programs
parameters
Configure product
parameters
Launch with
Quantum support
Live, ongoing
program
management
Typical launch: 60–90 days
from signed agreement.
"Quantum Ignite is the fastest path from 'we want to offer SMB lending' to 'we are live' a fully managed, co-branded or white-labeled platform that Quantum runs end-to-end so partners capture revenue and deepen customer relationships without hiring a single underwriter or writing a single line of code."
Built for Speed, Control, and Growth
The strategic & operational advantages of launching on Quantum Ignite.
Use Cases
Banks &
Credit Unions
For banks and credit unions that
want to launch a turnkey
second-look program without
building internal lending
infrastructure or taking on
additional balance sheet risk.
For SaaS platforms and fintechs
that want to offer SMB lending as
a branded product line without
investing in building decisioning,
origination, servicing,
compliance, or capital
infrastructure internally.
SaaS Platforms &
Fintechs
B2B Marketplaces &
Referral Nets
For B2B marketplaces and
referral networks that want to
monetize existing SMB
audience demand through a
co-branded lending program
without becoming a lender or
building the operating stack
themselves.
ISO Brokers &
Aggregators
For ISO brokers and
aggregators that want a
branded SMB lending offer to
meet merchant financing
demand, differentiate from
competitors, and deepen
relationships beyond
transactional referral activity.
*SMB lending products are subject to credit approval. Rates, terms, and availability vary by state and partner configuration. Quantum Lending Solutions is not a bank.
*Platform capabilities depicted are available through the Quantum Core configuration. Some features require additional setup. Integration timelines vary by partner.