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Available direct or via partner programs
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Business Line
of Credit

Flexible Funding Whenever You Need It

Access up to $150,000 in revolving credit for your business. Draw funds as needed and only pay what you use.

Credit Limits:$10,000 to $150,000
Terms12 to 24months, re-amortized after each draw
Interest ratesStarting at 19.98%*
Interest CalculatedBased on the Monthly Draw Amount
APR* from20.21%
As little as1 Business Day**For Draw Requests
Credit LineReplenishesas You Repay

Managing Your Business
Line of Credit

Requests

Request funds through our online Quantum Customer Center

Minimum draw

Minimum draw amount: $1,000†

Availability

Funds become available in 1 business day after each request

Revolving Credit

Your Business Line of Credit will replenish as you make repayments to your principal balance

Auto-Payment

Monthly loan payments are deducted automatically from your business bank account on the date that appears on your loan agreement

Our Simple Application Process

1
Apply Online
2
Get a Decision Fast
3
Get Funded

Complete our online application form in just a few minutes.

Receive a prequalification
decision within 72 hours

If your business is approved, you may review and accept your loan offer

Minimum Requirements To Qualify

12+ months
In business
$50k+
In annual revenue
680+
FICO Score
Personal Guarantee
Required ††

Why Choose Quantum Lending Solutions

Our line of credit gives you the freedom and flexibility to use the funds as needed, so you can seize opportunities and manage your cash flow with confidence.

Access Capital with Ease
  • Apply in minutes, and get a prequalification decision in 24 to 72 hours.
  • Tailored financing that fits your cash flow.
Control Your Costs
  • Only pay interest on what you use.
  • Clear monthly payment structure.
  • Automated payments for your convenience.
Access Funds Easily
  • Draw from your credit line through our online Customer Access Portal.
  • Access your funds with a few clicks directly from your smartphone or PC.
  • All draws are disbursed to your account in 1 to 3 business days.

* Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Quantum Lending Solutions or its subsidiaries.

**Customers usually receive funding on the business day after their request as long as they initiated the draw before 3pm EST.

† Customers not enrolled in ACH (Automated Clearing House) may be subject to different minimum draw amount requirements.

†† Guarantee: UCC-1 Lien.