Your Brand. Our Engine.
SMB Lending, Fully Managed.
Quantum Ignite delivers a complete co-branded or white-labeled SMB lending program: decisioning, origination, servicing, and compliance, so you focus entirely on your customers.
Brand Without
Infrastructure
You may have the customers and the brand, but not the lending infrastructure required to operate a profitable SMB program.
In-House Build Is
a Major Operating Lift
Launching internally requires decisioning, technology, servicing, compliance, and capital that most teams are not built to stand up quickly.
Borrower Demand Never
Becomes a Live Program
Without a complete operating model, SMB lending remains an opportunity you cannot efficiently bring to market.
Quantum Ignite enables banks, ISOs, and marketplaces to launch a fully managed SMB lending program under their own brand, with Quantum operating the decisioning, origination, servicing, and compliance infrastructure required to bring the program to market without building it internally.
Quantum Ignite solution overview
A fully managed lending program, launched and operated by Quantum
Your brand
Quantum infrastructure
Live lending program
Deep experience across origination, partner programs and credit operations.
Proven infrastructure behind every Ignite program.
Quantum Ignite runs on the same operational foundation behind a scaled, long-standing SMB lending
platform with deep experience across origination, partner programs, and credit operations.
Ignite Architecture Overview
The fully managed components behind every
Quantum Ignite program.
White-label or co-brand
execution
Launch under your brand through two configurations:
White-label, where Quantum is invisible to borrowers, or co-brand, where partner and Quantum branding appear together for approved co-marketing use.
Quantum-managed
credit strategy
Every Ignite program runs on Quantum’s Gen 5 Credit Model.
With partner-defined product parameters configured within an approved framework and managed by Quantum’s underwriting team.
End-to-end loan origination
infrastructure
Quantum manages the full origination workflow.
Including application intake, underwriting, approvals, document execution, and funding through Quantum’s licensed lending infrastructure and balance sheet.
Post-origination operations
handled by Quantum
Quantum manages payment processing, statements, delinquency management, collections, and payoff.
While partners receive reporting visibility without having to operate servicing teams internally.
Licensing and
compliance built in
Quantum holds the required lending licenses and manages federal and state compliance.
Including regulatory updates, product adjustments, and jurisdiction-specific operating requirements.
Portfolio visibility and
program reporting
Track origination volume, payment performance, and revenue reporting through the Partner Portal.
With exportable reports and recurring business reviews led by a dedicated Program Manager.
How Deployment Works
Define program
parameters
Quantum builds
& configures
Soft launch and QA
Live, ongoing program
management.
Typical launch: 60–90 days from signed agreement.
“Quantum Ignite is the fastest path from ‘we want to offer SMB lending’ to ‘we are live’, a fully managed, co-branded or white-labeled platform that Quantum runs end-to-end so partners capture revenue and deepen customer relationships without hiring a single underwriter or writing a single line of code.”
Built for Speed, Control,
and Growth
The strategic and operational advantages of launching on Quantum Ignite.
Faster Path to
Market
Go live in as few as 60–90 days depending on the partnership model, without building lending infrastructure internally.
No Internal
Operating Lift
Quantum runs the decisioning, origination, servicing, and compliance operations, eliminating the need to stand up internal lending teams or systems.
Brand-Led
Execution
Launch through co-branded or white-label configurations that keep your brand present throughout the borrower experience.
Revenue from Existing Relationships
Create incremental revenue from declined applicants, merchants, or existing customer audiences without adding new acquisition spend.
Compliance
Built In
Quantum manages the lending licenses, disclosures, regulatory controls, and operational compliance required to run the program responsibly.
Evaluation Path
Demo
Program Design Call
Co-Brand vs. White-Label Decision
Program Parameters Configuration
Compliance Review
Staff Training
Branding Review
Go-LiveUse Cases
Banks &
Credit Unions
For banks and credit unions that want to launch a turnkey second-look program without building internal lending infrastructure or taking on additional balance sheet risk.
SaaS Platforms
& Fintechs
For SaaS platforms and fintechs that want to offer SMB lending as a branded product line without investing in building decisioning, origination, servicing, compliance, or capital infrastructure internally.
B2B Marketplaces & Referral Nets
For B2B marketplaces and referral networks that want to monetize existing SMB audience demand through a co-branded lending program without becoming a lender or building the operating stack themselves.
ISO Brokers
& Aggregators
For ISO brokers and aggregators that want a branded SMB lending offer to meet merchant financing demand, differentiate from competitors, and deepen relationships beyond transactional referral activity.
FAQ
Does Ignite require technical integration?
Can Ignite integrate with existing banking systems?
Who handles customer service for borrowers?
What portfolio reporting does the partner receive?
What is the revenue model?
Schedule a
Technical
Discovery Call
Speak to a Quantum Ignite specialist * SMB lending products are subject to credit approval. Rates, terms, and availability vary by state and partner configuration. Quantum Lending Solutions is not a bank.
*Platform capabilities depicted are available through the Quantum Ignite configuration. Some features require additional setup. Integration timelines vary by partner.