Company
Fact Sheet
One-page overview of QLS: who we are, what we do, and the market we serve.
Platforms
Full-stack lending
→Core
→Flex
→Ignite
Compare Platforms
Modules
Standalone capabilities
→Defense
→Decisioning
Loan Products
Available direct or via partner programs
→Business Line of Credit
→Business Term Loans
→Technology LicensingLicense our core engine
→White-Label DeploymentRun your brand, our infrastructure
→Embedded CreditEmbed lending in your product
→Managed Program ServicesWe run it end-to-end.
→Second-Look LendingRecovery layer for declined SMB applications
Not sure which model fits?
→Compare partnership structures
PRESS ROOM
The Infrastructure Behind
the Next Generation
of SMB Finance.
QLS delivers the complete SMB lending stack: origination, underwriting, compliance, servicing, and
portfolio management, as modular, API-first infrastructure. We power the institutions reshaping small
business credit in America.
As seen in
$7B+
Originated Loans
250+
Active Partners
15 Years
SMB Lending
10,000+
SMBs Served
PRESS KIT
Media assets, brand materials, and executive resources.
Cleared for editorial use. Contact press@quantumlends.com for custom requests or embargo inquiries, we respond within one business day.
Company
Brand Book
& Style Guide
Color, typography, and logo usage standards
Logo
Package
Primary and secondary marks in print and web formats
Company
Overview Deck
The full QLS story in a presentation-ready format
Boilerplate
Copy
Approved company description for press and citations
Executive
Headshots
High-resolution photos of the QLS leadership team
Press Releases
Quantum Secures $400 Million in Debt and Equity Financing to Accelerate Growth and Power AI-Driven Lending Platform
Quantum Lending Solutions secures $400 million in combined debt and equity financing to expand its AI-driven SMB lending infrastructure, accelerate partner growth, and extend its platform capabilities across the institutional lending market.
Read Full Release
PartnershipNov 25, 2024
Microf Expands Lending Solutions for Contractors through
Partnership with Quantum Financial Technologies
PR Newswire · Issued by Microf, LLC
Read ReleasePartnershipSept 12, 2024
Numerated Expands Liquidity Solutions for Small Businesses through Partnership with Quantum Financial Technologies
Business Wire · Issued by Numerated
Read ReleaseCompany formationSept 28, 2023
Fintech Leaders Camino Financial and Fundation Merge to Form Full-Spectrum Small Business Lender
PR Newswire · Issued by Camino Financial & Fundation
Read ReleaseIN THE NEWS
QLS in the media.
“Quantum Lending Solutions Raises $400M to Accelerate AI-Driven SMB Lending Infrastructure”
“Quantum Lending Solutions Closes $400M Financing Round Backed by Institutional Capital”
"Numerated, Quantum Financial Deal Targets Real-Time SMB Loan Decisioning Across Capital Sources"
EXECUTIVE SPOKESPEOPLE
Available for interviews,
keynotes, and commentary.
QLS leadership is available for media interviews, conference
keynotes, and expert commentary on SMB lending, community banking technology, and fintech-bank partnerships. Contact press@quantumlends.com to arrange access.
Mickey Konson
Chief Executive Officer
Bio
With 25 years of global experience, Mickey Konson has built a diverse career as an advisor, consultant, founder, and investor, managing everything from basement start-ups to $2B banking P&Ls. He is passionate about technology-enabled financial services for consumers and small businesses.
Sandip Nayak
Founder & President
Bio
A builder at heart who has spent his career designing integrated small business lending platforms for banks and non-banks, starting with Fundation. He previously served as Chief AI & Insights Officer at Amount and Chief Strategy & AI Officer at Linear Financial Technologies, following leadership roles at Citi and Capital One. He sits on the board of Zeon AI and holds advisory positions with LL Funds, Community Investment Management, and BankUnited. His core mission is to drive responsible AI adoption in financial services to improve the small business credit ecosystem.
Prithvi Prabhu
Chief Credit and Risk Officer
Bio
Prithvi leads a global team of 50 at Quantum Lending Solutions, overseeing pricing, credit & fraud risk, AI/ML models, and underwriting. Previously Chief Risk Officer & Interim CFO at Koalafi, where he returned the Lease-to-own business to profitability, and led Avant’s Credit Card Business, growing the Near Prime/Subprime portfolio from scratch.
PRESS CONTACT
Reach our
communications team.
For interview requests, media inquiries, and embargo requests, please reach out directly to our communications team.
ABOUT QUANTUM LENDING SOLUTIONS
Standard Boilerplate
Quantum Lending Solutions is the API-first, modular lending infrastructure platform purpose-built for financial institutions launching, managing, and scaling SMB lending programs. QLS delivers the complete lending stack: origination, underwriting, compliance, servicing, and portfolio management, as modular infrastructure that deploys in 45–90 days.
For more information, visit quantumlends.com.
Quantum Lending Solutions is the API-first, modular lending infrastructure platform purpose-built for financial institutions that need to launch, manage, and scale SMB lending programs, without building the infrastructure themselves. QLS delivers the complete lending stack: origination, underwriting, compliance, servicing, and portfolio management, as modular, API-first infrastructure that deploys in 45–90 days. QLS serves community banks, credit unions, fintech originators, non-bank lenders, and CDFIs.
For more information, visit quantumlends.com.
Quantum Lending Solutions is the API-first, modular lending infrastructure platform purpose-built for financial institutions reshaping small business credit in America. QLS enables community banks, credit unions, fintech originators, non-bank lenders, and CDFIs to launch, manage, and scale SMB lending programs, without building the infrastructure themselves.
QLS delivers the complete SMB lending lifecycle as modular infrastructure: prospect capture and application, origination, underwriting, compliance, servicing, and portfolio management, with no stage requiring a separate vendor for standard program operations. Deployments launch in 45–90 days.
Three deployment models address different institutional profiles: Quantum Core for API-first technical teams, Quantum Ignite for full-stack managed program deployment, and Quantum Flex for modular, pay-as-you-grow activation. Advanced modules include Quantum Defense for real-time fraud detection and Quantum Decisioning for Gen 5 alternative credit scoring, both accessible via API.
QLS also offers Second Look Lending: a decline-stage credit recovery program that enables partner institutions to convert declined SMB applications into approved, performing loans without changing their credit policy or balance sheet exposure.
QLS has been operating SMB lending programs, not just building software, for over 15 years.
For more information, visit quantumlends.com.