Platforms
Full-stack lending
→Core →Flex →Ignite
Compare Platforms
Modules
Standalone capabilities
→Defense →Decisioning
Loan Products
Available direct or via partner programs
→Business Line of Credit →Business Term Loans
→Technology LicensingLicense our core engine →White-Label DeploymentRun your brand, our infrastructure →Embedded CreditEmbed lending in your product →Managed Program ServicesWe run it end-to-end. →Second-Look LendingRecovery layer for declined SMB applications
Not sure which model fits?
→Compare partnership structures
→API Reference →Getting Started →Prefill Applications →Sandbox Environment →Webhooks →Migration Guide See full Dev Documentation
Resources
About QLS
→About →Leadership
Connect
→Careers →Press
Contact

FINANCING CAPABILITY

Business
Term Loans

Get up to $500,000 with fixed rates and predictable payments suitable for larger projects that require significant upfront capital.

Payment Structure

  • Consistent payment amount throughout the loan term.
  • Fixed semi-monthly payments.
  • You can pay off your loan early without any extra fees.

Our Easy Application Process

1
Apply Online
2
Get a Decision Fast
3
Get Funded

Complete our online application
form in just a few minutes

Receive a prequalification
decision within 72 hours

If your business is approved, you may
review and accept your loan offer

Receive funds in your business account in 24 to 48 hours after approval.

Minimum Requirements To Qualify

12+ months
In business
$100k+
In annual revenue
720+
FICO Score
Personal
Guarantee
Required