15 YEARS OPERATING SMB LENDING PROGRAMS.
The Company Behind the Infrastructure.
Quantum Lending Solutions builds and operates lending infrastructure for financial institutions. We exist so that community banks, regional banks, credit unions, and platform lenders can offer SMB lending programs without building the technology, compliance, or servicing operations from scratch.
$7B+
Originated Loans
250+
Active Partners
15 Years
SMB Lending
10,000+
SMBs Served
We Started as Lenders.
We Built the Infrastructure.
Now We Share It.
QLS was founded by operators who spent years running SMB lending programs firsthand. We built our own decisioning models, origination workflows, compliance frameworks, and servicing systems, because nothing on the market worked the way lending actually works.
Over 15 years and $7B+ in originated loans, that internal infrastructure became something bigger: a platform that any financial institution can deploy to launch or scale an SMB lending program in weeks, not years.
We built the infrastructure we wished existed when we started lending. Then we made it available to every institution that needs it.
Our Mission:
To Close the
SMB Lending Infrastructure Gap.
Small business credit demand continues to outpace traditional lender capacity. Community banks and credit unions that have historically served SMB borrowers face growing constraints as loan complexity, compliance requirements, and borrower expectations increase.
Most institutions do not have the budget, timeline, or team to build modern lending infrastructure internally. QLS exists to close that gap, giving every institution that wants to serve SMB borrowers the operational foundation to do it well.
Michaell Lill
VP of Business Development
With 20+ years in partnerships and business development across financial and tech, he has scaled growth businesses through deals with companies from startups to the Fortune 50, managing $200M+ budgets and teams of 25+. His expertise lies in driving growth through creative, collaborative partnerships.
Dana Rainford
SVP of HR
With over 20 years of HR and operations experience across financial services, real estate, and insurance, she was instrumental at QLS in integrating two small business lenders and driving HR strategy. Prior to QLS, she held senior roles at Citi and Westwood Financial, focusing on talent acquisition and organizational development.
Ron Wexler
Chief Financial Officer
Prithvi Prabhu
Chief Credit and Risk Officer
Prithvi leads a global team of 50 at Quantum Lending Solutions, overseeing pricing, credit & fraud risk, AI/ML models, and underwriting. Previously Chief Risk Officer & Interim CFO at Koalafi, where he returned the Lease-to-own business to profitability, and led Avant's Credit Card Business, growing the Near Prime/Subprime portfolio from scratch.
Sandip Nayak
Founder & President
A builder at heart, Sandip has spent his career designing integrated small business lending platforms for banks and non-banks, starting with Fundation. Former Chief AI Officer at Amount and Linear Financial Technologies, with earlier roles at Citi and Capital One. He's driven by responsible AI adoption in the small business credit ecosystem.
Mickey Konson
Chief Executive Officer
Built by Industry Veterans
Our leadership team brings decades of direct experience in banking, lending operations, credit risk, financial technology, and regulatory compliance, the same operational depth embedded into every QLS product.
How We Operate
They are the principles that shape how we build products, support partners, and make decisions every day.
Authentic Empathy
We act with integrity and respect the operational realities our partners face. Every decision starts with how it affects the institution and the borrower.
Principled Pioneers
We build things that are ethical, sound, and built to last. Innovation without governance is risk, every capability we ship is production-tested and examiner-ready.
Strategically Agile
We move with discipline and speed. The lending market does not wait, and neither does our infrastructure. Modular by design so partners can adapt without delay.
Passionately Competitive
We champion the success of small business owners and the institutions that serve them. That mission drives urgency into everything we build.
We are building lending infrastructure that financial institutions depend on. That takes people who care about operational rigor, compliance, and solving real problems for small businesses.If you want to build production-grade systems alongside industry veterans and shape the future of SMB finance. we are hiring.