Congratulations,
You're Pre-qualified.
You’re invited to apply for a Quantum Term
Loan— on top of your current Line of Credit.
The application takes just a few minutes.
Secured by
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Terms: 12 to
60 months
Payment
Frequency:
Twice per month
APR Starting
at 17.63%
Funding Speed: Within 24–48 hours of approval*
Interest Rates Starting at 14.99%
No Prepayment Penalties
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$10,000 to $500,000
Loan Amounts:
And yes—your current Line of Credit remains untouched. This is additional.
How to Apply in Just a Few Minutes
Click “Apply Now”
Start your secure online application.
Enter Your Business Details
We’ll ask for a few quick items to evaluate your eligibility
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Get Funded
Receive funds within 24 to 48
hours after approval*
Purchase inventory
or equipment
Manage cash flow
during seasonal
slowdowns
Handle unexpected
expenses without
hesitation
Why Business Owners Apply
Invest in growth
and expansion
Cover payroll and
operating expenses
Thousands of business owners choose Quantum Term Loans to:
Your Privacy and
Data Are Protected
We treat your information with the highest level of care.
Your data is encrypted and safeguarded by enterprise-grade security tools throughout the application and funding process.
Bank-level encryption
Private and confidential
Trusted by thousands of small businesses across the U.S
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You may be eligible to apply for a Term Loan between $10,000 and $500,000.
Choose from fixed terms ranging from 12 to 60 months.
No—this is an additional loan and does not interfere with your current credit line.
In most cases, approved borrowers receive funds within 24 to 48 hours.
No. You can repay your Term Loan early without penalty.
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Have Questions? We’ve Got Answers.
*Applications approved for funding prior to the funding cutoff of 3:00 PM ET are funded within one business day; applications approved after the cutoff time are funded on the following business day.
**Applications are subject to credit and underwriting requirements and terms and conditions apply.
Your Quantum Line of Credit is already working for you—but now you’re eligible for even more. Apply for a fixed-rate Term Loan today and access additional working capital, without giving up your existing credit line.
Fast, 100% digital application
Access up to $500,000
in funding
Streamlined application
process
Use funds for inventory,
payroll, expansion or
stability
You’re Closer
Than You Think
to More Capital
Apply in just a few
minutes
Key Benefits: